A growing number of UAE investors are turning to artificial intelligence to manage their money, signalling a major shift in confidence toward automated financial tools as cryptocurrency markets face renewed volatility.
According to a recent survey by Alpheya, 73% of UAE investors now say they would consider using an AI adviser instead of a human, while 70.8% trust AI to manage their portfolios. The study, conducted between May and July 2025, gathered responses from more than 500 investors across the country.
The findings highlight a clear trend: technology-driven finance is rapidly gaining traction in one of the world’s most innovation-focused investment hubs.
Table of Contents
Crypto Turbulence Accelerates the Shift
The rise in AI-assisted investing coincides with a steep downturn in cryptocurrency markets. Bitcoin has fallen more than 12% in a week and over 22% in the past month its worst monthly performance since mid-2022. Ether also slipped below USD 2,700, while total digital-asset valuations dropped under USD 3 trillion amid liquidations and fading investor confidence.
With crypto experiencing another deep correction, many UAE investors are looking for more stable, data-driven alternatives to navigate market uncertainty.
“Periods of sharp crypto swings naturally push investors toward tools that offer more consistency and discipline,” said Roger Rouhana, CEO of Alpheya. “AI-driven platforms provide that advantage, especially during volatile cycles.”
AI Gains Ground in Portfolio Management
The survey also indicates rising satisfaction with AI-powered wealth tools, particularly among high-net-worth individuals.
However, the results reveal that many investors still prefer a blended approach. While AI provides speed, analysis, and risk management at scale, human advisers continue to offer personalisation and trust.
UAE’s Innovation Climate Fuels Adoption
The UAE’s strong focus on digital transformation from fintech regulations to sovereign strategies in AI has helped accelerate investor openness to new financial technologies.
Global forecasts, such as recent research by Goldman Sachs, estimate that generative AI could add up to USD 8 trillion to the global economy, further strengthening investor appetite.
As the country positions itself as a leading financial and technology hub, AI-backed investment tools are expected to play an increasingly central role in how wealth is managed.
A New Era of Data-Driven Investing
With crypto markets on shaky ground and AI capabilities advancing rapidly, the investment landscape in the UAE is undergoing a structural shift. For many investors, trust is moving from speculative assets to systems that can interpret vast amounts of data, act instantly, and reduce emotion-based decision-making.
If current trends continue, AI may soon evolve from an alternative investment tool to a mainstream pillar of wealth management across the UAE.
